9985 W Mackenzie Dr., Phoenix, AZ 85037

As you approach this home you go under the nice size covered 'HOWDY NEIGHBOR' front porch through the insulated, wood-look front entry door with built-in leaded glass window into the living/dining room which has soaring ceilings with many windows, both high and low, for great natural light. There is a nice gas fireplace in the living room with an open corner of it facing toward the dining room area. The eat-in kitchen boasts a large area for dining. There is a half bath on the ground level and a laundry room, with both gas and electric hook ups, adjacent to the garage. The ground floor has all tile flooring. All bedrooms and the full bathrooms are upstairs along with a den/office room with a wide rectangular window which overlooks the living area and fireplace below. Disclosures: Please note that the current list price for this particular property exceeds the FHA "as is" appraised value. This FHA "as is" appraised value is $119,000, Property is NOT located in a FEMA Special Flood Hazard Area but is listed as a moderate to low flood risk. Please refer to www.FloodSmart.gov for additional information regarding flood zones and insurance, Roof inspection is recommended since appraiser could not identify any interior area that would suggest that a roof leak exist that would justify the description on the PCR, USDA is requiring for all loans with assumable liens to be paid in full at close of escrow. Since HUD will only pay the installment lien up to the close of escrow, it is the buyer's responsibility to verify with the lender the terms and conditions of the USDA loan. If USDA does not allow purchaser to assume the balance, the purchaser has the option to pay the balance in full or seek other financing options, HOA Association fee of $30.00 Monthly : The Vineyards HOA. Repairs: Replace missing smoke detectors, Roof repairs, Toilet repairs, Repair carpeting where tack strips are exposed, Replace missing 220V outlet in laundry area, Install showerhead, Repair exterior stucco.